Welcome To Vandenberg Real Estate Solutions Blog

Vandenberg Real Estate Solution's blog is written by a real estate and divorce specialist. This is a place to learn about real estate advice for sellers, real estate advice for buyers, real estate advice for sellers going through a divorce. be inspired, and keep informed about industry updates.


MAKING THE MARITAL HOME FEEL LIKE YOUR OWN WHEN KEEPING THE HOUSE AFTER DIVORCE

Updating your home after a divorce can be a therapeutic process, making it feel more like a reflection of you and less tied to the past. Taking these steps, big or small, can help you feel comfortable and confident in your own space.


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WHAT TO KNOW ABOUT SUPPORT PAYMENTS WHEN QUALIFYING FOR A MORTGAGE

When thinking about buying a home after divorce you need to qualify for a real estate mortgage. Support payments like child support and spousal support can help when qualifying for a mortgage, as they may be considered as additional income. However, there are specific criteria and documentation requirements needed in order to qualify.


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HOW TO PROTECT YOUR HOME SALE FROM THE MESSINESS OF DIVORCE

Divorce can be one of life’s most challenging events, and when a marital home is involved, the process becomes even more complicated. The home is often the largest shared asset, and selling it during a divorce requires careful planning and cooperation to avoid financial and emotional setbacks. Here’s how to protect your home sale from the messiness of divorce and ensure a smoother transition during this difficult time.

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Home Buying Process, Home Buying Tips, Mortgage, Stress Test Judith Vandenberg Home Buying Process, Home Buying Tips, Mortgage, Stress Test Judith Vandenberg

OSFI TO ELIMINATE STRESS TEST FOR UNINSURED MORTGAGES

In a significant shift for the Canadian mortgage market, the Office of the Superintendent of Financial Institutions (OSFI) has announced that it will eliminate the stress test requirement for uninsured mortgages starting in November 2024. This change marks a departure from the stringent qualifying criteria that have been in place since 2018 and is aimed at providing more flexibility for borrowers and lenders in the face of evolving economic conditions.

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APPRAISAL VS COMPARATIVE MARKET ANALYSIS WHEN SELLING THE MARITAL HOME DURING A DIVORCE

When determining real estate property value in a divorce there are 2 common methods for obtaining value. You can either use an appraisal from a licenced appraiser or use a CMA from a licenced real estate professional. Both methods are acceptable but what is the difference?

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MONEY DEPOSITS WHEN PURCHASING A HOME

When purchasing a real estate property you are typically required to provide a money deposit to show the seller that you the buyer are serious about purchasing their property.  While a deposit is not required to create a binding contract, it is viewed as a good faith gesture.

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HOW THE HOUSING MARKET CAN IMPACT A MARITAL HOME SALE

When couples go through a divorce one of the most significant financial decisions involves selling the marital home. The process of selling a marital home during a divorce can be financially and emotionally complex, particularly in British Columbia, where housing market dynamics are often unpredictable.

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SELLING A TENANTED PROPERTY

When you decide to sell your tenanted property a landlord cannot simply evict their tenants just because you are selling the property. There is a process and proper notice must be given to show the property and to end tenancies. It is best to maintain open communication and cooperation with the tenants, with some advanced planning and clear guidelines, the sale can go smoothly for all parties involved.

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Real Estate Tips, Real Estate Blog, Home Inpections Judith Vandenberg Real Estate Tips, Real Estate Blog, Home Inpections Judith Vandenberg

THE BENEFITS OF HOME INPECTIONS

It is important to get the home inspected before a real estate purchase. You don’t want to fall in love with your dream home and find out later that the home has a number of problems in structural, foundation, heating, plumbing, electrical, or insulation. Even with newer homes, or ones that look flawless to the eye, you'll never know what lies beneath the surface unless you hire a registered home inspection to check it out for you.

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BUY OR RENT AFTER A DIVORCE

There are many changes that happen after your divorce, and one of the most significant changes is your living situation. Before the separation, you shared a home with your family and spouse. After the divorce, one household turns into two households. The next step to figure out is whether to rent or buy a home after the divorce.

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DO I NEED ONE OR TWO REALTORS WHEN SELLING YOUR HOME DURING A DIVORCE

When selling your marital home during a divorce can you list your home with 2 two real estate agents? The answer is, yes you can. When selling your home during a divorce you have two options when it comes to agents. You can either list with one agent or you can use two agents which is called a co-listing agreement.

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SECRETS TO SELLING YOUR HOME FAST AND FOR TOP DOLLAR

Nothing says over-whelming as putting your home on the market. You don’t just put a for sale sign in your yard and all of a sudden you have hundreds of buyers knocking down your door. It requires planning, knowing what potential buyers are looking for and how to get your property effectively in from of as many buyers as possible.

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Divorce, Divorce Real Estate Blog, Divorce Tips, Real Estate Judith Vandenberg Divorce, Divorce Real Estate Blog, Divorce Tips, Real Estate Judith Vandenberg

ARE YOU SELLING YOUR MARITAL HOME? HERE’S HOW YOU CAN SAVE THOUSANDS OF DOLLARS

When selling a home during a divorce, your number one goal is to get the most money out of your sale. You both might not always get along and you might not always agree with everything but it's crucial to put your emotions aside and focus on the sale.

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